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Many homeowners plan to rein in spending as mortgage payments rise upon renewal: TD

Many homeowners plan to rein in spending as mortgage payments rise upon renewal: TD

TORONTO — Nearly half of homeowners facing a mortgage renewal in the next year expect their monthly payments to go up — with many anticipating having to adjust their budget to keep up with the higher cost, a survey published on Thursday shows.
Got extra cash? Here's when experts say it's best to make a lump-sum mortgage payment

Got extra cash? Here's when experts say it's best to make a lump-sum mortgage payment

Being mortgage free can seem like a distant goal when the outstanding balance is in the hundreds of thousands of dollars and most of your regular payments are going toward paying interest.
Think you can't negotiate work benefits? You can if you get creative, experts say

Think you can't negotiate work benefits? You can if you get creative, experts say

Not all workplace benefits plans are created equal. Experts say it's important to understand what's in the plan before signing a contract at a new job, and whether there's room to negotiate some extra perks better tailored to your life.
Are solar panels worth the investment? Yes — usually — but it depends where you live

Are solar panels worth the investment? Yes — usually — but it depends where you live

MONTREAL — When she looked into installing solar panels on her roof, Heather McDiarmid came across an unexpected hitch.
Equifax report says 1.4M consumers missed a credit payment in Q1

Equifax report says 1.4M consumers missed a credit payment in Q1

There's a deepening divide between consumers in the face of economic uncertainty as those missing payments rose compared with a year ago, a new Equifax report shows.
Ready to buy a home? What experts say many buyers forget to consider first

Ready to buy a home? What experts say many buyers forget to consider first

A down payment is a big step for homebuyers, but definitely not the only one. As a realtor in the Halifax market, Sandra Pike estimates less than half of buyers she sees are actually ready to buy a home.
'Winging it is not a plan': How to shore up your finances in uncertain times

'Winging it is not a plan': How to shore up your finances in uncertain times

A myriad of challenges have been plaguing Canadians' personal finances, from the high cost of living to the global trade war that has roiled markets and the economy.
S&P/TSX composite down more than 200 points, U.S. markets fall amid debt worries

S&P/TSX composite down more than 200 points, U.S. markets fall amid debt worries

Canada’s main stock index took its biggest tumble in nearly six weeks on Wednesday, while American markets fell even harder under pressure from rising U.S. Treasury yields amid worries about the U.S. government's spiralling debt.
If spiralling debt has you on the brink, a consumer proposal may be the right move

If spiralling debt has you on the brink, a consumer proposal may be the right move

Getting trapped in a perpetual cycle of debt with seemingly no way out is one of the most stressful situations life can throw at you.
Recovery scams add insult to injury. How to avoid falling victim twice

Recovery scams add insult to injury. How to avoid falling victim twice

Losing years of savings and having your personal information exposed in a malicious scam can be painful enough. But becoming a victim twice when trying to recover what was lost could feel like adding insult to injury.
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